This Long Term Care Program for PERA members and retirees was introduced in 1998 and is still open for enrollment. Active members, retirees, inactives, spouses, parents, parents-in-law, grandparents and grandparents-in-law are eligible to participate. This program is not available to children of any age. There is no age limit for this program, so if you are over 89 years of age, you are still eligible to apply for coverage.

The MedAmerica LTC Program is also managed by U.S. Care, one of the nation's oldest and most experienced long term care companies and insured by MedAmerica Insurance Company (A- rated by A.M. Best).


Three Programs to Choose From. All Benefits Are Portable.

Program Overview

Quality Program

Quality Plus Program

Premier Program

a

Lowest premium

Intermediate premium

Highest premium

Basic benefits and coverage

Expanded coverage

Comprehensive coverage

a

An economical program option that provides limited coverage for:

An affordable program option that provides expanded coverage for the following types of care:

The most comprehensive program, offering maximum coverage for:

 

Nursing home care

Nursing home care

Nursing home care

a

Home health care

Home health care

Home health care

Adult day care

Adult day care

Adult day care

 

Assisted living facilities

Assisted living facilities

Assisted living facilities

Hospice care

Hospice care

Hospice care

 a

Respite care

Respite care

Respite care

 

 

 

Family member support

Base Benefits

Nursing Home

$100/day

$125/day

$175/day

Home Health

$1,500/month
(community care benefit)

$2,200/month
(community care benefit)

$4,000/month
(community care benefit)

Lifetime Maximum

$110,000

$225,000

$350,000

Waiting Period

60 days per lifetime

60 days per lifetime

60 days per lifetime

Optional Benefits

Inflation protection

Inflation protection

Inflation protection

 a

Ten pay option

Ten pay option

 

 

Survivor benefit

Survivor benefit

a

a

a

Family member support



To order and enrollment kit call Your Benefit Specialists at the toll-free number:
1-888-PERA-LTC (1-888-737-2582)

OR

Click here


U.S. Care, Inc.
3130 Wilshire Boulevard
Santa Monica, CA 91403

Click here to E-mail U.S. Care.

Or visit our website!